![]() There are records of all credit checks initiated by thieves' purchases. The alert means any company that checks your credit knows your information was stolen and they have to contact you by phone to authorize new credit. This proves to credit providers that you were diligent.Ĭall the three national credit reporting organizations immediately to place an alert on your name and social security number. If your wallet is lost or stolen, file a police report immediately in the jurisdiction where you think the wallet vanished. You will also have all of your account numbers and the customer service phone numbers you need to call so you can cancel your cards. Put the copies in a safe place and you'll know what you had in your wallet if it ever gets stolen. Photocopy the important documents in your wallet. Remember to copy both sides of each license, credit card, etc. You can always write it on later if you need to, but if it's pre-printed anyone can have access to it. Banks are generally required to reimburse customers for forged checks. If you have an account with multiple forgeries (for example, stolen checks), you should consider closing the account. It may also request that you file a police report. Never have your Social Security number printed on your checks. Generally, the bank will require you to complete an affidavit stating that you did not authorize the check. Put your work phone number on your checks (instead of your home number). If youve had a theft where your personal information has been compromised, such as stolen wallet or credit cards or a phishing scam, immediately report it to. The credit card company knows the rest of the number and anyone who might be handling your check as it passes through all the channels won't have access to it. When writing checks to pay on your credit card accounts do not put the complete account number on the "for" line. If someone takes your checkbook, they will not know if you sign your checks with just your initials or your first name, but your bank will know how you sign your checks. The next time you order checks, have only your first initial and last name put on them. What to do if your wallet is lost or stolen. AM I PROTECTED IF SOMEONE STEALS MY CHECKBOOK HOW TOFind out how to protect yourself from identity theft the next time you write checks or order checks. Ask your bank how you can prevent someone who has the information on the front of a personal check from using it to pay for something online, assuming the outlet accepts electronic checks. ![]()
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